Community Impact Loan Fund

The Arizona Community Foundation’s Community Impact Loan Fund offers loans to nonprofit community projects, often at or below market rates. As loans are repaid, funds become available for use with other projects, creating a continual recycling of charitable capital.

Hands holding a baby tree.


Leading the nation

The Arizona Community Foundation is becoming a national leader as it steps more boldly into the practice of impact investing—deploying charitable capital in ways that create both a social and financial return, often leveraging additional financing to bring projects to scale and achieve greater impact.

Using familiar market instruments such as loans, debt and loan guarantees, ACF has invested in innovative projects that advance education, healthcare and environmental sustainability in Arizona. 


  • Produces greater leverage and scale by using a small portion of assets as recyclable, low-interest, or market-rate loans across multiple nonprofit sectors.
  • Introducing new and sophisticated financial tools to nonprofits, increasing organizational expertise and ultimately strengthening the nonprofit sector.
  • Provides access to capital that may not be available or affordable to nonprofits through traditional lenders.
  • Expands impact across the broader community.
  • Attracts new donors interested in achieving greater community impact.
  • Applies lessons learned from ACF’s highly successful Affordable Housing Program to other important areas of need in Arizona.

Watch for information coming soon to the online grants center about the process to apply for funding.

Talk with Us

Your contact for the Community Impact Loan Fund:

James Lincoln